#4 RRSP

#4 RRSP

RRSP is Registered Retirement Saving Plan. Good tool to defer tax amount this year, pay the ordinary tax when withdraw money from it. Recommended, withdraw money during low /no income to fall under lower tax brackets. Watch YouTube video for more,

#3 Credit Score

#3 Credit Score

Credit card is really power full tool to get cashback money by spending money. Moreover, it will help to create financial history, using good financial history save money on loan by getting low interest from landers. Watch YouTube video for more: